As of 6th April 2015 anyone with a CTF will be able to transfer it to a Junior ISA. There are several and very important differences, which you need to be aware of between the CTF and the Junior ISA.
| CTF | With-Profits JISA | Unit-Linked JISA | |
|---|---|---|---|
| Annual Charge | 1.5%pa | 1.5%pa | 1.5%pa |
| Fund | L+G UK Index Trust | With-Profits | L+G UK Index Trust |
| Risk | Medium - high | Low - medium | Medium - high |
| Bonuses | No | Yes | No |
Please note that the Shepherds Friendly Unit-linked Junior ISA is only available to current Shepherds Friendly CTF members.
If you would like to transfer your CTF to a Junior ISA you will need to complete our Transfer form and then send it to our Customer Service Department. You can do this by post, email or fax.
Remember, if you have any questions about the plan, or applying for the plan, our customer services team will be happy to help. You can call them on 0800 526 249.
IMPORTANT THINGS TO CONSIDER
All references to taxation are to UK taxation and are based on Shepherds Friendly Society's understanding of current legislation and H M Revenue and Customs practice which may change in the future. For our With Profits plans investment growth is by means of bonuses, the amount of which cannot be guaranteed throughout the term of the contract. Please ensure that you read the full terms and conditions of this plan which are available from your financial adviser or by contacting us directly.
Child Trust Fund Unit Price
£2.3072 as at 26th Oct 2020
Please note: this price fluctuates daily.
