Income Protection Quote & Application

Before you begin...

Before you begin your application for our Income Protection Plan, you should make sure you understand the plan that you're applying for. In order to do this please read our Important Information document, as well as our Key Features document below. You can download this and keep it safe for future reference.

Please be aware that if you do not answer all of the following questions truthfully and accurately, we may not pay a claim and could cancel the policy

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  • If you stop paying your premiums under this plan your benefit will cease and the plan will be cancelled.
  • Failure to review your plan may result in you being unable to claim the full amount.
  • If you cancel the plan you will not receive any money back.
  • Benefits received from this plan may affect your entitlement to any other benefit.
  • For the self employed it is 70% of the evidenced net profit stated in your accounts which will be used to calculate the benefit we can pay in the event of a claim.

In order to complete this application you will need the following:

  • Your National Insurance Number.
  • Details of your current employment, including;
    • Your employers name
    • Your job title
    • The amount of time you've been employed for
  • The sort code and account number of the bank account you wish to make payments from
  • If you are self-employed you will need details of your net profit for each of the last three years, as well as your expected net profit for the next 12 months and your gross earnings for the last 12 months
  • If you are employed you will need details of sick pay benefits you receive from your current employment, including the monthly amount and the number of months you receive benefits for
  • If you are employed on a fixed term contract you will need to provide details of the end date of this contract
  • In order to apply of our Income Protection Plan you must be in employment, either employed or self-employed

Once you have all of this information to hand, please press ‘Get Started’. The process should take around 10 minutes to complete.