When you invest it’s nice to have an idea of what you might get back after a certain time period, or to know how long it might take you to reach your savings goal. That’s why we’ve put together this useful calculator that can help you to get a better idea of how your money might grow when you invest in our Stocks and Shares ISA.

The figures produced in the calculator will assume a growth rate of 5% per year, and will also be based on you maintaining your payments into the plan throughout. Obviously, any additional payments made into the Stocks and Shares ISA would increase the value further.

It’s important to remember that our Stocks and Shares ISA is invested in our With-Profits Fund which invests primarily in stocks and shares. Like any stock market investment the value can fluctuate, meaning bonuses are not guaranteed and the value can go down as well as up. This is not a guide to future performance, but an illustration of how the fund could potentially perform.

Apply for a Shepherds Friendly plan online and get a Love2Shop voucher code worth up to £50* once you’ve made your sixth payment into the plan

Apply for a Shepherds Friendly plan online and get a Love2Shop voucher code worth up to £30*

You can redeem this online with hundreds of retailers...

Plus many more!

* Click here for terms & conditions

How to open our Stocks and Shares ISA: You can open a plan online quickly and securely by clicking the button below:

Alternatively, if you would like assistance in applying or would like more information regarding the plan, you can speak to a member of our customer services team by calling 0800 526 249.


IMPORTANT THINGS TO CONSIDER

  • Bonus rates vary from year to year depending on the performance of our investments and in some years we may not pay out any at all.
  • HM Revenue and Customs may change the tax status of an ISA in the future.
  • Inflation and making regular withdrawals may affect the purchasing value of your investment in the future.
  • In poor investment conditions we may apply a Market Value Reduction (MVR).

All references to taxation are to UK taxation and are based on Shepherds Friendly Society's understanding of current legislation and H M Revenue and Customs practice which may change in the future. For our With Profits plans investment growth is by means of bonuses, the amount of which cannot be guaranteed throughout the term of the contract. Please ensure that you read the full terms and conditions of this plan which are available from your financial adviser or by contacting us directly.