Why Choose Us?

Investing with a mutual like us can offer you more over the long-term

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Saving for your future with a mutual society is a wise decision

In committing to save for your long-term future you’ll want to make sure that your money is invested with a company that will treat it in a responsible manner, and that has your best interests at heart. At Shepherds Friendly we’re a mutual, meaning we can offer you more.


When you open a tax-exempt Bonus Plan with us and begin saving, you’ll automatically become a member and will have a voice in how our society is run. This will mean that you’ll have access to our AGM where you can give feedback and can vote on important issues, and you’ll also be given the chance to attend focus groups.

Your interests and those of all of our members are at the heart of everything we do, and our mission is to uphold the Society’s core values of trust, mutual benefit and ownership.

View the Shepherds Friendly mutuality video

When you open a Bonus Plan and become a member of Shepherds Friendly you will also enjoy free access to a carefully selected range of invaluable services designed to provide you with dedicated help and support in key financial areas.

Owned by you... run for you

Because we’re a mutual we are wholly owned by our members, and this means the important decisions are made by those who have most interest in the company; you. It also means that we don’t have any external shareholders to pay dividends to, and more of the profit we make can be used to add value to your investments and to maintain the high standards of products and services that we offer.

Straightforward, responsible personal investing

We aim to provide all of our members with clear information that is not misleading and is easy to understand. If you have any questions about your Bonus Plan we have a dedicated customer services team who will be on hand to help you every step of the way. We pride ourselves on offering excellent customer service and promise that you’ll never be put on hold when you call.

We ensure that any money you invest in your Bonus Plan will be treated in a responsible and sensible manner, and we aim to provide you with the best returns on your investment possible. We’ve been looking after families’ financial wellbeing since 1826, and our experience goes a long way.

Apply for a Shepherds Friendly plan online and get a Love2Shop voucher code worth up to £50* once you’ve made your first payment into the plan

Apply for a Shepherds Friendly plan online and get a Love2Shop voucher code worth up to £50*

You can redeem this online with hundreds of retailers...

Plus many more!

* Click here for terms & conditions

What savings plan may best suit your needs?

Discover what options are available to you, whether you're looking to start a savings plan for yourself or a child.

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How to open our tax-exempt Bonus Plan: You can open a plan online quickly and securely by clicking the button below:

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Alternatively, if you would like assistance in applying or would like more information regarding the plan, you can speak to a member of our customer services team by calling 0800 526 249


  • How your investment performs may vary during the term of the Bonus Plan. Because of this you may have a higher or lower lump sum than you expect at the end of the Bonus Plan.
  • If you take your money out of the Bonus Plan during the first few years, you are unlikely to get back as much as you have put in.
  • If you take your money out at any time before the end of the Bonus Plan, you may have to pay to do so. This cost could be more or less than the examples in this leaflet.

All references to taxation are to UK taxation and are based on Shepherds Friendly Society's understanding of current legislation and H M Revenue and Customs practice which may change in the future. For our With Profits plans investment growth is by means of bonuses, the amount of which cannot be guaranteed throughout the term of the contract. Please ensure that you read the full terms and conditions of this plan which are available from your financial adviser or by contacting us directly.